{ "entityType": "comparison", "id": "small-business-accounting-software", "canonicalUrl": "https://allthingscompared.com/small-business-accounting-software/", "jsonUrl": "https://allthingscompared.com/small-business-accounting-software.json", "updatedAt": "2026-11-02", "title": "Small-business accounting software, compared", "summary": "Ten subscription accounting products for US small businesses, compared by free plan, cheapest paid plan, what the price is based on, invoicing and payments, bank feeds and expenses, payroll, tax and reporting, accountant and team access, integrations, data export and support. Every price says which plan, billing term and promotion it covers, and the date it was read.", "category": "accounting-software", "checkedAt": "2026-11-02", "needs": [ { "id": "free-or-cheap-start", "label": "A free or very cheap start", "description": "The provider's own pages show a free plan with no end date, or a cheapest-paid-plan regular price of $20 per month or less when billed monthly (the annual figure is not used). Free trials and introductory discounts are not counted. A free plan with usage or revenue limits still counts, and its limits are on the page. The tag does not say which option costs least." }, { "id": "invoicing-and-getting-paid", "label": "Invoicing and getting paid with no invoice cap", "description": "The provider's own pages say invoices are unlimited, with no cap on billable clients, on its free plan or its cheapest paid plan, and list a way for customers to pay online by card or bank transfer on that plan (built in, through a named payment processor, or as an add-on). Plans that cap invoices or clients, or whose pages do not say unlimited, are not tagged. The tag does not compare payment fees or ease of use." }, { "id": "bank-feeds-and-expenses", "label": "Bank feeds and expense tracking", "description": "The provider's own pages list automatic bank transaction import (a bank feed or bank connection) and expense or receipt tracking on its free plan or its cheapest paid plan. Pages that list only bank reconciliation, or that list bank feeds only on a higher plan or as an add-on, are not tagged. The tag does not say how many banks are supported." }, { "id": "accountant-or-team", "label": "Working with an accountant or a growing team", "description": "The provider's own pages list accountant access (an accountant seat or a way to invite your accountant or bookkeeper), or list a plan with 5 or more users or unlimited users, on any plan. Pages that name neither are not tagged. The tag does not say which plan includes it or what it costs; the Accountant and team access row names the plans." } ], "fieldDefs": [ { "key": "freePlan", "label": "Free plan or trial", "kind": "text" }, { "key": "startingPrice", "label": "Cheapest paid plan price", "kind": "price" }, { "key": "pricingBasis", "label": "What the price is based on", "kind": "text" }, { "key": "invoicingAndPayments", "label": "Invoicing and payments", "kind": "text" }, { "key": "bankFeedsAndExpenses", "label": "Bank feeds and expenses", "kind": "text" }, { "key": "payroll", "label": "Payroll", "kind": "text" }, { "key": "taxAndReporting", "label": "Tax and reporting", "kind": "text" }, { "key": "accountantAccess", "label": "Accountant and team access", "kind": "text" }, { "key": "integrations", "label": "Integrations", "kind": "text" }, { "key": "dataExport", "label": "Data export", "kind": "text" }, { "key": "support", "label": "Support", "kind": "text" } ], "faq": [ { "question": "How were these accounting products chosen?", "answer": "Each sells accounting software to US small businesses as a subscription, shows plan prices on its own site and was on sale on the check date. The starting list was QuickBooks Online, Xero, FreshBooks, Wave, Zoho Books and Sage, and searches added Patriot Software, FreeAgent, Kashoo, ZipBooks and Akaunting. Eleven met that rule. The page holds at most ten, so one extra rule was applied to all eleven in the same way: the provider's own pages must show something made for US businesses, such as a US edition of the site or a US feature like 1099 or W-9 handling, IRS reporting, US sales tax, ACH payments with US banks or US payroll taxes. Akaunting's pages read are one global site that names the US only in a list of regions, so it is set aside and not listed. That says nothing about its quality. Sage's earlier US cloud product, Sage Business Cloud Accounting, was retired on December 31, 2024, so Sage 50 is listed. Bookkeeping services and accounting that is one app inside a larger business suite were not counted. The page lists the ten in alphabetical order and does not rank them." }, { "question": "Where do the prices come from?", "answer": "Each provider's own pricing page, plan comparison, help center and terms, in US dollars on its US edition, read on 2026-11-02. Each price says the plan, the billing term and any promotion, with the regular price beside it where the page shows one: Xero 90% off for six months (its page says the offer ends on 2026-11-02), FreshBooks 80% off for four months, QuickBooks 50% off for three months, Patriot Software 50% off for three months, Kashoo 50% off for six months and FreeAgent 50% off for six months or a year. Several pages build prices with scripts, so they were read in a browser, and billing switches were changed only to read other displayed prices. Prices, offers and free-plan limits change often, so check the provider before you buy." }, { "question": "What does \"Not publicly stated\" mean?", "answer": "The provider's pages did not say. It does not mean the answer is no." } ], "items": [ { "entityType": "comparison-item", "id": "freeagent", "name": "FreeAgent", "availability": "active", "url": "https://www.freeagent.com/us/", "base": { "type": "online", "label": "Online" }, "bestFor": [ "bank-feeds-and-expenses" ], "summary": "FreeAgent sells one plan on its US site at $27 per month billed monthly or $270 per year billed annually, with a 30-day free trial. New customers see 50% off the first six months (monthly billing) or the first year (annual billing).", "fit": "Freelancers and small businesses that want invoices, expenses, bank feeds and projects in one plan with one price.", "unclear": "The pages read do not state invoice, client or user limits, a payroll product for US customers, 1099 handling, an integrations count or support hours. Its bank-feed page names UK banks and its integrations page lists many UK partners, and which US banks and apps work is not stated.", "facts": { "freePlan": { "value": "No free plan is listed. FreeAgent offers a 30-day free trial, and its home page says no credit card is required.", "status": "verified", "sourceUrl": "https://www.freeagent.com/us/pricing/", "checkedAt": "2026-11-02", "note": "Read on 2026-11-02. The pricing page is undated (footer shows a 2026 copyright). The no-card wording is from https://www.freeagent.com/us/." }, "startingPrice": { "value": "One plan: $27 per month billed monthly, or $270 per year billed annually (USD, US site). Introductory offer for new customers: 50% off the first six months on monthly billing ($13.50 per month, $81 for the six months), or 50% off the first year on annual billing ($135, about $11.25 per month). The page names $27 and $270 as the regular prices.", "status": "verified", "sourceUrl": "https://www.freeagent.com/us/pricing/", "checkedAt": "2026-11-02", "note": "The page shows monthly and annual panels side by side, so no toggle was needed. A line below the panels says that paying upfront gives the first 12 months for the price of 6 and then 12 months for the price of 10; that wording is not explained further." }, "pricingBasis": { "value": "One plan with one price. The pages read state no cap on invoices, bills or clients and no user limit. Optional add-ons may be chargeable; Smart Capture Unlimited (unlimited receipt scanning) is $6 per month. The page says there is no contract or setup fee.", "status": "verified", "sourceUrl": "https://www.freeagent.com/us/pricing/", "checkedAt": "2026-11-02", "note": "From the plan panels and the 'No contract or setup fees' block. The page says the add-on is bought inside your FreeAgent account after you subscribe." }, "invoicingAndPayments": { "value": "Estimates and invoices, recurring invoices that send themselves and automated late-payment reminders. FreeAgent integrates with Stripe and PayPal for online payments, adds a Pay Now button and payment link to invoices and emails, and reconciles Stripe and PayPal payments with the matching invoice. International payments in other currencies are listed.", "status": "verified", "sourceUrl": "https://www.freeagent.com/us/features/invoicing/", "checkedAt": "2026-11-02", "note": "The page is undated. The pricing page lists multi-currency invoicing with the plan." }, "bankFeedsAndExpenses": { "value": "Bank Feeds import transactions from a connected online bank account every day. Expenses: snap a photo of a receipt with your phone and upload it, with a customizable list of expense categories. Smart Capture receipt scanning is available, with unlimited use as a $6 per month add-on. Time tracking, projects and a cash-flow dashboard are also listed.", "status": "verified", "sourceUrl": "https://www.freeagent.com/us/", "checkedAt": "2026-11-02", "note": "The home page lists feeds and receipts. The banking page at https://www.freeagent.com/us/features/banking/ says most popular banks are supported and names UK banks such as Barclays, HSBC and Lloyds; it names no US bank. The add-on price is from https://www.freeagent.com/us/pricing/." }, "payroll": { "value": null, "status": "not-stated", "note": "The US pricing, features and home pages read name no payroll product. The integrations page has a Payroll category, but the partners listed under it include UK-specific tools (for example an HMRC-compliant UK payroll product) and none is identified as US payroll." }, "taxAndReporting": { "value": "Sales tax: set one or more sales tax rates, including compound rates, and run sales tax reports showing tax charged on invoices and reclaimable tax on purchases. The pricing page lists Sales Tax Reporting with the plan. Profit and loss, balance sheet and trial balance reports can be exported as PDFs. The pages read do not name 1099 handling.", "status": "verified", "sourceUrl": "https://www.freeagent.com/us/features/sales-tax/", "checkedAt": "2026-11-02", "note": "The report export wording is from the data export help article at https://support.freeagent.com/hc/en-us/articles/115001218490-Export-all-data-attachments-and-files. The sales tax page is undated." }, "accountantAccess": { "value": "The pages read do not state how many users the plan includes or give an invitation step for an accountant. A FreeAgent help article says users with full (level 8) access, or your accountant if the accountant is a FreeAgent partner, can set user access levels, and describes access levels up to level 8.", "status": "verified", "sourceUrl": "https://support.freeagent.com/hc/en-gb/articles/115001223444-User-access-levels-in-FreeAgent", "checkedAt": "2026-11-02", "note": "This is the UK-edition help article; no US-edition copy was read. The article is undated (footer shows 2026)." }, "integrations": { "value": "The integrations page lists partner integrations by category: accounts production and tax filing, banking and bank feeds, credit control, CRM, data entry and expenses, e-commerce, payment solutions, payroll, practice management and more. It names Stripe, PayPal, Zapier and HubSpot among them. It gives no total count, and many listed partners are UK-specific, such as HMRC and Companies House tools.", "status": "verified", "sourceUrl": "https://www.freeagent.com/us/integrations/", "checkedAt": "2026-11-02", "note": "Read as page text. Which listed partners work for US customers is not stated." }, "dataExport": { "value": "With full (level 8) access, go to Settings, then Export All Data. Choose account data as an Excel spreadsheet (bank accounts, transactions, invoices, estimates, bills, expenses, contacts, projects and more) or files and attachments as a zip. Download links last 7 days. Profit and loss, balance sheet and trial balance can be exported as PDFs from Accounting, then Reports. FreeAgent says it takes automatic backups every 5 minutes.", "status": "verified", "sourceUrl": "https://support.freeagent.com/hc/en-us/articles/115001218490-Export-all-data-attachments-and-files", "checkedAt": "2026-11-02", "note": "The help article is undated. The article was read in the browser pane because a plain fetch returned a bot-check page." }, "support": { "value": "FreeAgent states that its award-winning UK-based support accountants are on hand to help, and its home page says its support accountants are 'just an email away'. Channels beyond email and support hours are not stated.", "status": "provider-claim", "sourceUrl": "https://www.freeagent.com/us/pricing/", "checkedAt": "2026-11-02", "note": "The email wording is from https://www.freeagent.com/us/." } }, "canonicalUrl": "https://allthingscompared.com/small-business-accounting-software/#freeagent", "jsonUrl": "https://allthingscompared.com/small-business-accounting-software.json", "updatedAt": "2026-11-02" }, { "entityType": "comparison-item", "id": "freshbooks", "name": "FreshBooks", "availability": "active", "url": "https://www.freshbooks.com/", "base": { "type": "online", "label": "Online" }, "bestFor": [ "bank-feeds-and-expenses", "accountant-or-team" ], "summary": "FreshBooks sells Lite, Plus and Premium plans, plus a custom-priced Select plan, with a 30-day free trial. Lite is $23 per month billed monthly, with a limited-time offer of 80% off for 4 months.", "fit": "Freelancers and service businesses that want invoicing, time tracking and expenses first, with double-entry reports and accountant access on higher plans.", "unclear": "Lite caps billable clients at 5 and does not list accountant access, bank reconciliation or double-entry reports; those start on Plus. The pages read do not name 1099 handling. In its yearly view the page mixes the 80% offer into the totals it shows.", "facts": { "freePlan": { "value": "No free plan is listed. FreshBooks offers a 30-day free trial with no contract and no credit card required, with free phone and email support during the trial. It also states that you can contact it within 30 days of purchase for a full refund.", "status": "verified", "sourceUrl": "https://www.freshbooks.com/pricing", "checkedAt": "2026-11-02", "note": "Read on 2026-11-02. The page is undated (footer shows 2026). The refund wording is FreshBooks' own promise in its 'Satisfaction guarantee' block." }, "startingPrice": { "value": "Lite: $23 per month billed monthly (USD, US site, up to 5 billable clients). Introductory offer shown: 80% off for 4 months, which is $4.60 per month for the first four months, labeled limited time. Plus is $43 and Premium $70 per month at the regular monthly price. The yearly option is labeled extra 10% off and the page's pricing data lists $248.40 per year for Lite.", "status": "verified", "sourceUrl": "https://www.freshbooks.com/pricing", "checkedAt": "2026-11-02", "note": "Prices were read with the page's Monthly and Yearly switch, which only changes the displayed prices. In the yearly view the page shows $181.33 per year for Lite with the 80% offer included and 'Was $276.00'. The $248.40 figure is from the page's embedded pricing data, not from visible text." }, "pricingBasis": { "value": "Priced by plan, with caps on billable clients: Lite 5, Plus 50, Premium and Select unlimited. The FAQ says the client limit counts both active and archived clients. Team members cost $11 per month per person on every plan, Select includes 2 team member accounts, and the Advanced Payments add-on is $20 per month (included in Select). Select has no price shown (Let's Talk).", "status": "verified", "sourceUrl": "https://www.freshbooks.com/pricing", "checkedAt": "2026-11-02", "note": "From the plan cards, the compare table and the FAQ answer 'How do client limits work in FreshBooks pricing?'." }, "invoicingAndPayments": { "value": "Every plan lists unlimited estimates and unlimited customized invoices, recurring invoices, scheduled late fees and reminders, deposits, online card and digital wallet payments, ACH bank transfers, buy now pay later (Affirm, Afterpay, Klarna) and checkout links. E-signatures, proposals and client retainers start on Plus. The FAQ lists FreshBooks Payments and Stripe at 2.9% + $0.30 per card transaction and 1% for ACH, and says Select has lower transaction rates.", "status": "verified", "sourceUrl": "https://www.freshbooks.com/pricing", "checkedAt": "2026-11-02", "note": "From the compare table and the FAQ answer 'How much does FreshBooks charge per transaction?'. The table's check marks were read from the page's markup." }, "bankFeedsAndExpenses": { "value": "Every plan lists automated bank import, unlimited expenses, mobile mileage tracking and unlimited time tracking. Bank reconciliation and automatic expense receipt data capture start on Plus; automatic bill receipt capture and accounts payable start on Premium.", "status": "verified", "sourceUrl": "https://www.freshbooks.com/pricing", "checkedAt": "2026-11-02", "note": "From the 'Managing Your Business' rows of the compare table." }, "payroll": { "value": "FreshBooks Payroll is sold as an add-on to every plan at $40 per month plus $6 per month per user.", "status": "verified", "sourceUrl": "https://www.freshbooks.com/pricing", "checkedAt": "2026-11-02", "note": "From the add-ons rows of the compare table. A banner on the same page describes payroll with unlimited pay runs and automated tax calculations." }, "taxAndReporting": { "value": "Every plan lists tax-time reports and business health reports. Double-entry accounting reports start on Plus. The FAQ names a Profit and Loss report and a Sales Tax Summary report as the reports with the key numbers for a tax return. The pages read do not name 1099 handling.", "status": "verified", "sourceUrl": "https://www.freshbooks.com/pricing", "checkedAt": "2026-11-02", "note": "From the compare table and the FAQ answer about filling out a tax return." }, "accountantAccess": { "value": "Accountant access is listed from Plus; Lite does not list it. Additional team members cost $11 per month each on every plan, and Select includes 2 team member accounts. FreshBooks also names an Accounting Partner Program for accountants.", "status": "verified", "sourceUrl": "https://www.freshbooks.com/pricing", "checkedAt": "2026-11-02", "note": "From the compare table row 'Accountant Access' and the add-ons rows. The number of accountant seats is not stated." }, "integrations": { "value": "FreshBooks states '100+ apps' in the FreshBooks AppStore on its home page, and its accounting page says '100+ integrations and automations'.", "status": "provider-claim", "sourceUrl": "https://www.freshbooks.com/", "checkedAt": "2026-11-02", "note": "The accounting page is https://www.freshbooks.com/accounting. Neither page lists the apps by plan." }, "dataExport": { "value": "FreshBooks says you can download data as PDF and CSV files: chart of accounts, clients, expenses and receipt images, invoices (CSV or PDFs), estimates and proposals (PDFs, with a CSV on request to support), items and services, reports (CSV or PDF) and vendors. The Payroll add-on exports payroll reports as CSV.", "status": "verified", "sourceUrl": "https://support.freshbooks.com/hc/en-us/articles/360032628152-How-do-I-export-my-data", "checkedAt": "2026-11-02", "note": "The help article is undated (footer shows 2026). It does not name a single export-everything button." }, "support": { "value": "FreshBooks states award-winning support and says its team has won 11 Stevie Awards. The trial FAQ says phone and email support are free during the trial, and Select lists dedicated phone support and exclusive access to select support. Channels and hours for the other plans are not named.", "status": "provider-claim", "sourceUrl": "https://www.freshbooks.com/pricing", "checkedAt": "2026-11-02", "note": "The award count is from the home page at https://www.freshbooks.com/." } }, "canonicalUrl": "https://allthingscompared.com/small-business-accounting-software/#freshbooks", "jsonUrl": "https://allthingscompared.com/small-business-accounting-software.json", "updatedAt": "2026-11-02" }, { "entityType": "comparison-item", "id": "kashoo", "name": "Kashoo", "availability": "active", "url": "https://www.kashoo.com/", "base": { "type": "online", "label": "Online" }, "bestFor": [ "invoicing-and-getting-paid", "bank-feeds-and-expenses", "accountant-or-team" ], "summary": "Kashoo sells one plan with every feature at $30 per month, or $324 per year, with a free 14-day trial. A limited-time offer takes 50% off the first 6 months.", "fit": "Sole proprietors and small businesses that want one price with unlimited invoices, bank feeds and users.", "unclear": "The pages read do not say whether the 50% offer applies to monthly or annual billing or when it ends, and payroll comes through a PaymentEvolution integration rather than a Kashoo product. Kashoo also names a separate TrulySmall Accounting product, which has no price on the pages read.", "facts": { "freePlan": { "value": "No free plan is listed. Kashoo offers a free 14-day trial with no credit card needed. At the end of the trial it asks for card details, and it says it keeps the account active for another 90 days if you are not ready to subscribe.", "status": "verified", "sourceUrl": "https://www.kashoo.com/pricing", "checkedAt": "2026-11-02", "note": "Read on 2026-11-02. The page is undated (footer shows 2026)." }, "startingPrice": { "value": "One plan: $30 per month billed monthly, or $324 per year billed annually (USD). Introductory offer: 50% off the first 6 months, labeled limited time. The page does not say whether the offer applies to monthly or annual billing.", "status": "verified", "sourceUrl": "https://www.kashoo.com/pricing", "checkedAt": "2026-11-02", "note": "The page shows $30.00 per month in both positions of its Monthly and Annual switch. The $324 per year figure is stated in the page's description text (US$30/month or US$324/year) and in a struck-through 'Was $324/yr' element in its markup, not as a visible annual price." }, "pricingBasis": { "value": "One plan with every feature. Unlimited invoices and unlimited users are included at no extra charge. Each additional business needs its own subscription, and Kashoo offers a package quote for more than 5 businesses.", "status": "verified", "sourceUrl": "https://www.kashoo.com/pricing", "checkedAt": "2026-11-02", "note": "From the included-features list and the FAQ answer about multiple users and businesses." }, "invoicingAndPayments": { "value": "Unlimited invoices that you create and send to clients. Accept online payments directly from invoices; Kashoo says you set up Stripe in a few clicks, and a Square integration is listed.", "status": "verified", "sourceUrl": "https://www.kashoo.com/pricing", "checkedAt": "2026-11-02", "note": "Stripe wording is from https://www.kashoo.com/. Processing fees were not on the pages read." }, "bankFeedsAndExpenses": { "value": "Sync bank feeds is listed. Kashoo states it connects to 5000+ banks and credit unions in real time through Plaid. Also listed: track expenses and bills, upload receipts, unlimited attachments, projects and items (inventory).", "status": "verified", "sourceUrl": "https://www.kashoo.com/pricing", "checkedAt": "2026-11-02", "note": "The 5000+ count and the Plaid wording are Kashoo's own, from https://www.kashoo.com/. Which banks are supported is not listed." }, "payroll": { "value": "A PaymentEvolution integration for payroll is listed with the plan. Kashoo is not stated to sell payroll itself.", "status": "verified", "sourceUrl": "https://www.kashoo.com/pricing", "checkedAt": "2026-11-02", "note": "The pages read give no payroll price or coverage." }, "taxAndReporting": { "value": "Track sales tax is listed, with a double-entry ledger and multi-currency. The home page says all the critical reports your small business needs are available. The pages read do not name 1099 handling.", "status": "verified", "sourceUrl": "https://www.kashoo.com/pricing", "checkedAt": "2026-11-02", "note": "Report names are not listed on the pages read." }, "accountantAccess": { "value": "Kashoo states that it offers free unlimited users so you can share your data with your accountant, bookkeeper and employees at no extra cost. Users can be given different access levels.", "status": "provider-claim", "sourceUrl": "https://www.kashoo.com/", "checkedAt": "2026-11-02", "note": "The access-level wording is from the FAQ on https://www.kashoo.com/pricing." }, "integrations": { "value": "Square, Stripe, Plaid bank connections and PaymentEvolution payroll are named. The pages read give no integrations count.", "status": "verified", "sourceUrl": "https://www.kashoo.com/pricing", "checkedAt": "2026-11-02", "note": "From the included-features list and the home page." }, "dataExport": { "value": "Go to Settings, then Export Data, to export all transactions and accounts in one file as XLS (Excel), XML, CSV or IIF (QuickBooks). IIF is not available for multi-currency businesses. You can also export part of your data from almost any area after searching. The cancel article says cancelling removes your business and its data from Kashoo, so export first.", "status": "verified", "sourceUrl": "https://help.kashoo.com/en/articles/370480-kashoo-classic-export-data", "checkedAt": "2026-11-02", "note": "The export article is titled Kashoo Classic and shows 'April 23, 2026'. The cancel article, https://help.kashoo.com/en/articles/370428-kashoo-classic-cancelling-subscriptions-and-removing-businesses, shows 'March 30, 2026' and says the unused part of a paid period is forfeited." }, "support": { "value": "Kashoo lists a phone number (1-888-520-5274), an email address and live chat on its site. Support hours and channels by plan are not stated.", "status": "verified", "sourceUrl": "https://www.kashoo.com/pricing", "checkedAt": "2026-11-02", "note": "The live chat wording is from the FAQ answer about adding more than 5 businesses." } }, "canonicalUrl": "https://allthingscompared.com/small-business-accounting-software/#kashoo", "jsonUrl": "https://allthingscompared.com/small-business-accounting-software.json", "updatedAt": "2026-11-02" }, { "entityType": "comparison-item", "id": "patriot-software", "name": "Patriot Software", "availability": "active", "url": "https://www.patriotsoftware.com/accounting/", "base": { "type": "online", "label": "Online" }, "bestFor": [ "free-or-cheap-start", "invoicing-and-getting-paid", "bank-feeds-and-expenses", "accountant-or-team" ], "summary": "Patriot Software's online accounting has two plans, Accounting Basic at $20 per month and Accounting Premium at $30 per month. A current offer gives 30 days free plus 50% off for 3 months.", "fit": "US small businesses that want unlimited invoices, bank imports and users at a flat monthly price, with payroll from the same company.", "unclear": "The pages read do not say how long the 50% offer runs, whether annual billing exists or how many apps connect. Patriot says its accounting software supports U.S. addresses only. Its plan table does not name sales tax tracking; a help article describes a Sales Tax Report.", "facts": { "freePlan": { "value": "No free plan is listed. The pricing page shows an offer of 30 days free plus 50% off for 3 months on Accounting Basic and Premium.", "status": "verified", "sourceUrl": "https://www.patriotsoftware.com/pricing/", "checkedAt": "2026-11-02", "note": "Read on 2026-11-02. The page is undated. The offer shows no end date." }, "startingPrice": { "value": "Accounting Basic: $20 per month regular price, shown as $10 per month for the first 3 months under the introductory offer (30 days free plus 50% off for 3 months). Accounting Premium: $30 per month regular, $15 per month during the offer. USD, US site. The page shows prices per month and no annual option.", "status": "verified", "sourceUrl": "https://www.patriotsoftware.com/pricing/", "checkedAt": "2026-11-02", "note": "Offer terms and its end date are not shown on the pricing page." }, "pricingBasis": { "value": "Flat monthly price per plan. Both plans list unlimited customers, invoices, vendors, contractors, payments and users. Premium adds user permissions and further invoicing features. A Bookkeeping Service add-on starts at $100 per month plus a one-time onboarding fee, and the discounts above do not apply to it.", "status": "verified", "sourceUrl": "https://www.patriotsoftware.com/pricing/", "checkedAt": "2026-11-02", "note": "From the plan cards and the 'Compare Accounting Products' table, whose check marks were read from the page's markup." }, "invoicingAndPayments": { "value": "Both plans: unlimited customers and invoices, record payments, and accept credit card payments (including Apple Pay and Google Pay) and ACH payments through a Stripe integration, which carries Stripe's standard fee schedule. Premium adds estimates, recurring invoices, invoice payment reminders, customer statements and custom invoice templates.", "status": "verified", "sourceUrl": "https://www.patriotsoftware.com/pricing/", "checkedAt": "2026-11-02", "note": "The Stripe fee wording is from the FAQ at https://www.patriotsoftware.com/faqs/." }, "bankFeedsAndExpenses": { "value": "Both plans: automatic import of bank and credit card transactions through Plaid, income and expense tracking, and account reconciliation. Plaid supports most major banks and credit unions and needs online banking access. Premium adds receipt and document management.", "status": "verified", "sourceUrl": "https://www.patriotsoftware.com/pricing/", "checkedAt": "2026-11-02", "note": "The Plaid wording and the import of up to two years of bank transactions are from the FAQ at https://www.patriotsoftware.com/faqs/." }, "payroll": { "value": "Patriot sells its own payroll. Basic Payroll is $17 per month plus $4 per worker paid, and Full Service Payroll is $37 per month plus $5 per worker paid (regular prices; the same 30 days free plus 50% off for 3 months offer is shown). Both integrate with Patriot Accounting at no charge.", "status": "verified", "sourceUrl": "https://www.patriotsoftware.com/pricing/", "checkedAt": "2026-11-02", "note": "The free integration wording is from the FAQ at https://www.patriotsoftware.com/faqs/." }, "taxAndReporting": { "value": "Both plans: create and print 1099s and 1096s, optional 1099 e-filing (nominal fees may apply), robust financial reporting, and a toggle between cash and accrual reports. A help article describes a Sales Tax Report that totals sales tax invoiced or collected, for invoices created in Patriot Accounting only.", "status": "verified", "sourceUrl": "https://www.patriotsoftware.com/pricing/", "checkedAt": "2026-11-02", "note": "The Sales Tax Report article, https://help.patriotsoftware.com/en/articles/15383733-sales-tax-report, shows 'August 31, 2026'. The cash and accrual wording is from https://www.patriotsoftware.com/faqs/." }, "accountantAccess": { "value": "Both plans list unlimited users. Patriot's FAQ says you can set up multiple logins for your accountant and others at no additional cost, and Premium adds user-based permissions. A partner program offers special pricing for accountants and bookkeepers.", "status": "verified", "sourceUrl": "https://www.patriotsoftware.com/pricing/", "checkedAt": "2026-11-02", "note": "The multiple-logins wording is from the FAQ at https://www.patriotsoftware.com/faqs/." }, "integrations": { "value": "Stripe for payments, Plaid for bank imports and free integration with Patriot's payroll products are named. The pages read give no integrations count.", "status": "verified", "sourceUrl": "https://www.patriotsoftware.com/faqs/", "checkedAt": "2026-11-02", "note": "The payroll pages also list free integrations with 401(k), health benefits and workers' comp partners; those belong to the payroll products." }, "dataExport": { "value": "Accounting reports have a 'Download Spreadsheet' button that saves a .csv file for Excel, and a PDF option. The help centre examples are the Unpaid Customer Invoices and Sales Tax reports. A full-account export is not described on the pages read.", "status": "verified", "sourceUrl": "https://help.patriotsoftware.com/en/articles/15383851-unpaid-customer-invoices-report", "checkedAt": "2026-11-02", "note": "The article shows 'September 8, 2026'. The Sales Tax Report article repeats the CSV wording." }, "support": { "value": "Patriot states free USA-based support by phone, chat or email from 9 a.m. to 7 p.m. ET, Monday to Friday.", "status": "provider-claim", "sourceUrl": "https://www.patriotsoftware.com/pricing/", "checkedAt": "2026-11-02", "note": "From the accounting features list on the pricing page." } }, "canonicalUrl": "https://allthingscompared.com/small-business-accounting-software/#patriot-software", "jsonUrl": "https://allthingscompared.com/small-business-accounting-software.json", "updatedAt": "2026-11-02" }, { "entityType": "comparison-item", "id": "quickbooks-online", "name": "QuickBooks Online", "availability": "active", "url": "https://quickbooks.intuit.com/pricing/", "base": { "type": "online", "label": "Online" }, "bestFor": [ "free-or-cheap-start", "invoicing-and-getting-paid", "bank-feeds-and-expenses", "accountant-or-team" ], "summary": "QuickBooks lists a free one-user plan, a Lite plan at $20 per month, and QuickBooks Online plans from Simple Start at $38 to Advanced at $340 per month. New customers see 50% off for the first 3 months.", "fit": "Solo owners who want to start free, and growing teams that may later need up to 25 users and accountant seats.", "unclear": "The pages read show monthly prices only and no annual price. The one-user Free and Lite plans list no accountant access, and the products page calls the $20 plan Solopreneur while other pages call it Lite. QuickBooks Desktop and the larger Intuit Enterprise Suite were not read.", "facts": { "freePlan": { "value": "QuickBooks Free: $0 per month for 1 user with no accountant access and no credit card. Limits: 2 invoices, 1 estimate and 2 receipt captures per month, 5 mileage trips per month and 1 connected bank account. The page says 'Not a trial. Just free.' The QuickBooks Online plans have a free 30-day trial.", "status": "verified", "sourceUrl": "https://quickbooks.intuit.com/online/free/", "checkedAt": "2026-11-02", "note": "Read on 2026-11-02. The page is undated (footer shows 2026). The 30-day trial is from https://quickbooks.intuit.com/pricing/, whose offer terms say the trial applies to a monthly plan and the card is charged when it ends." }, "startingPrice": { "value": "Lite: $20 per month regular price for 1 user, with an introductory offer of 50% off for the first 3 months ($10 per month). Simple Start, the first plan with accountant access, is $38 per month regular ($19 for the first 3 months). Essentials is $85, Plus $140 and Advanced $340 per month at the regular price. Monthly prices (USD, US site); the pages read show no annual price.", "status": "verified", "sourceUrl": "https://quickbooks.intuit.com/online/free/", "checkedAt": "2026-11-02", "note": "The $20 plan is called Lite on this page and on https://quickbooks.intuit.com/solopreneur/, and Solopreneur on https://quickbooks.intuit.com/products/. The Simple Start to Advanced prices and the offer terms are from https://quickbooks.intuit.com/pricing/; the terms say the discount is for new customers who sign up for a monthly plan and that Intuit may change or end it." }, "pricingBasis": { "value": "Priced per plan with included users, not per extra user: Free and Lite 1 user, Simple Start 1, Essentials 3, Plus 5, Advanced 25. Accountant seats: none on Free and Lite, 2 on Simple Start, Essentials and Plus, 3 on Advanced. Other plan limits include connected sales channels (1 on Simple Start, 3 on Essentials, all on Plus and Advanced) and custom fields (1, 4, 4 and 12).", "status": "verified", "sourceUrl": "https://quickbooks.intuit.com/pricing/", "checkedAt": "2026-11-02", "note": "From the plan cards and the compare table, whose check marks were read from the page's labels." }, "invoicingAndPayments": { "value": "Free: 2 invoices and 1 estimate a month, with customers paying by PayPal, Venmo, Apple Pay, card or ACH. Lite: unlimited invoices and estimates and instant deposit. Simple Start and above list estimates, invoice and payments, auto-generated invoices and reminders, recurring invoices and proposals; Simple Start also lists in-person payments. Payment processing fees were not on the pages read.", "status": "verified", "sourceUrl": "https://quickbooks.intuit.com/pricing/", "checkedAt": "2026-11-02", "note": "The Free and Lite wording is from https://quickbooks.intuit.com/online/free/ and the in-person payments line from https://quickbooks.intuit.com/solopreneur/." }, "bankFeedsAndExpenses": { "value": "Free: 1 connected bank account, business and personal expense tracking, and 2 receipt captures and 5 mileage trips a month. Lite: 2 connected banks, unlimited receipts and mileage, and automated bill pay. Simple Start to Advanced: automated bank feeds, automated bookkeeping, receipt capture, mileage tracking, auto-match of transactions and free ACH for bill payments; AI-powered reconciliation starts on Plus.", "status": "verified", "sourceUrl": "https://quickbooks.intuit.com/pricing/", "checkedAt": "2026-11-02", "note": "Free and Lite limits are from https://quickbooks.intuit.com/online/free/." }, "payroll": { "value": "Sold by the vendor as separate products. QuickBooks Workforce Payroll is $50 per month plus $7 per employee per month at the regular price, with 50% off for the first 3 months. Workforce Premium is $88 plus $13 per employee and Workforce Elite $134 plus $17. Contractor Payments is $25 per month plus $2 per additional contractor.", "status": "verified", "sourceUrl": "https://quickbooks.intuit.com/products/", "checkedAt": "2026-11-02", "note": "The offer terms on the pricing page say the discount does not apply to per-employee fees. The pricing page also shows 'Add payroll (optional)' as step 2 of checkout." }, "taxAndReporting": { "value": "Simple Start and above list automatic sales tax, sales tax liability tracking, economic nexus tracking and filing deadline reminders, plus manage contractors. Reports: general business reports on Simple Start, enhanced on Essentials and comprehensive on Plus; Advanced adds a custom report builder, management reports and forecasting. 1099 e-filing belongs to the separate Contractor Payments product, and free 1099 e-filing with Bill Pay Elite is listed on Advanced. Free lists manual sales tax and Lite lists automated sales tax.", "status": "verified", "sourceUrl": "https://quickbooks.intuit.com/pricing/", "checkedAt": "2026-11-02", "note": "The Free and Lite lines are from https://quickbooks.intuit.com/online/free/." }, "accountantAccess": { "value": "Free and Lite: 1 user and no accountant access. Simple Start: 1 user plus 2 accountant seats. Essentials: 3 users and 2 accountants. Plus: 5 users and 2 accountants. Advanced: 25 users and 3 accountants. The FAQ says you can invite an accountant to collaborate for free with QuickBooks Online.", "status": "verified", "sourceUrl": "https://quickbooks.intuit.com/pricing/", "checkedAt": "2026-11-02", "note": "From the plan cards, the compare table and the FAQ answer 'Can I add my accountant, bookkeeper, or tax pro?'." }, "integrations": { "value": "QuickBooks states that it integrates with over 800 popular business apps, and its page names Amazon, PayPal, Square, Etsy, eBay, Shopify, Gusto and others. The pricing page lists app integrations on every plan and 'advanced app integrations' of 2 on Essentials and Plus and unlimited on Advanced.", "status": "provider-claim", "sourceUrl": "https://quickbooks.intuit.com/online/integrations/", "checkedAt": "2026-11-02", "note": "The integrations page is undated. The plan-by-plan counts are from https://quickbooks.intuit.com/pricing/." }, "dataExport": { "value": "Go to Settings, then Export data, and choose reports and lists to export as Excel files in one .zip file. Estimates, purchase orders, customer statements, attachments, recurring templates, chart of accounts and products and services are exported from their own pages. After you cancel a paid plan you have read-only access for one year and can export data to Excel or a desktop version of QuickBooks within that year; after a trial you must export within 90 days.", "status": "verified", "sourceUrl": "https://quickbooks.intuit.com/learn-support/en-us/help-article/list-management/export-reports-lists-data-quickbooks-online/L1xleDrLp_US_en_US", "checkedAt": "2026-11-02", "note": "The export article shows 'Updated 8/3/2026'. The cancellation article, https://quickbooks.intuit.com/learn-support/en-us/help-article/access-permissions/happens-quickbooks-online-data-cancel/L6qDpbE1B_US_en_US, shows 'Updated 8/5/2026'." }, "support": { "value": "The FAQ says phone support is free during the 30-day trial and is included with a paid subscription for Simple Start and above, if the subscription is current. The pricing page says all plans include support from a QuickBooks team member, and Advanced lists priority support and training. Support hours, and channels for Free and Lite, are not stated.", "status": "verified", "sourceUrl": "https://quickbooks.intuit.com/pricing/", "checkedAt": "2026-11-02", "note": "From the FAQ answer 'Is phone support included?' and the 'All plans include' block." } }, "canonicalUrl": "https://allthingscompared.com/small-business-accounting-software/#quickbooks-online", "jsonUrl": "https://allthingscompared.com/small-business-accounting-software.json", "updatedAt": "2026-11-02" }, { "entityType": "comparison-item", "id": "sage-50", "name": "Sage 50", "availability": "active", "url": "https://www.sage.com/en-us/products/sage-50/", "base": { "type": "online", "label": "Online" }, "bestFor": [ "accountant-or-team" ], "summary": "Sage 50 Cloud has three plans priced per month with a minimum one-year commitment: Pro Accounting at $132.17 per month for one user, Premium Accounting from $182.50 and Quantum Accounting from $271.17.", "fit": "Businesses with an in-house bookkeeper that want inventory, job costing and multi-user accounting and can commit for a year.", "unclear": "Sage calls the product Sage 50 Cloud but lists its bundles under a \"Sage 50 Desktop\" heading, so the pages do not make clear how much of it runs only in a browser. The pricing page FAQ says there is currently no trial of Sage 50, while the page also shows 'Start a free trial' buttons. It states no invoice limits, accountant access, integrations count or payroll price; payroll is bought by phone. A cookie banner covered the Monthly and Annual switch, so only the default view was read.", "facts": { "freePlan": { "value": "No free plan is listed. The FAQ says there is not currently a trial of Sage 50 and suggests a test drive or an on-demand demo, while the page also shows 'Start a free trial' buttons; the page does not explain the difference. The FAQ says you can receive a full refund within 30 days of your initial purchase.", "status": "verified", "sourceUrl": "https://www.sage.com/en-us/products/sage-50/pricing/", "checkedAt": "2026-11-02", "note": "Read on 2026-11-02 in the browser pane. The page is undated (footer shows 2026). Sage's earlier US cloud product, Sage Business Cloud Accounting, was retired on December 31, 2024 according to https://www.sage.com/en-us/sage-business-cloud/sage-accounting/." }, "startingPrice": { "value": "Pro Accounting: $132.17 per month for 1 user (USD, US site). Premium Accounting starts at $182.50 per month and Quantum Accounting at $271.17 per month, each shown for 1 user with a selector for more users. A footnote says a minimum one-year commitment is required and the plan renews automatically.", "status": "verified", "sourceUrl": "https://www.sage.com/en-us/products/sage-50/pricing/", "checkedAt": "2026-11-02", "note": "The page has a Monthly and Annual switch; the displayed price did not change when Annual was selected, and a cookie banner (left untouched) may have covered the control, so no separate annual price is stated here." }, "pricingBasis": { "value": "Priced per plan and number of users: Pro 1 user, Premium 1 to 5 users, Quantum 1 to 40 users. The footnote says the plan is an annual subscription with a lease to the software license, renews automatically, may be ended with 30 days' notice for a pro-rated refund, and leaves read-only access to your data if it ends or a payment is missed.", "status": "verified", "sourceUrl": "https://www.sage.com/en-us/products/sage-50/pricing/", "checkedAt": "2026-11-02", "note": "From the plan cards, the user selectors and footnote 1. The FAQ separately says a full refund is available within 30 days of purchase." }, "invoicingAndPayments": { "value": "Pro lists invoice and bill tracking, purchase order and approval, and management of income, invoices, expenses and payments. A separate Sage Invoice Payments add-on links with Stripe or PayPal so customers can pay from invoices; its price is not shown. The pages read do not state invoice limits.", "status": "verified", "sourceUrl": "https://www.sage.com/en-us/products/sage-50/pricing/", "checkedAt": "2026-11-02", "note": "From the Pro card, the features table and the add-ons section." }, "bankFeedsAndExpenses": { "value": "Pro lists expense management and automated bank reconciliation. Live bank feeds and automatic receipt capture are offered through the AutoEntry add-on, with no price shown.", "status": "verified", "sourceUrl": "https://www.sage.com/en-us/products/sage-50/pricing/", "checkedAt": "2026-11-02", "note": "From the Pro card and the add-ons section ('Pull in data and documents including receipts automatically with live bank feeds and AutoEntry')." }, "payroll": { "value": "Sold by the vendor. Sage offers an integrated do-it-yourself payroll module with pay runs, vacation and sick time, W-2s and tax forms, priced by number of employees; the price is not shown and you call to purchase. The page also lists Sage 50 Desktop bundles: Pro Accounting with Payroll at $1,155 per year and Premium Accounting with Payroll at $1,654 per year.", "status": "verified", "sourceUrl": "https://www.sage.com/en-us/products/sage-50/pricing/", "checkedAt": "2026-11-02", "note": "The bundle prices sit under the Sage 50 Desktop heading. The page shows one price with selectors for employee range (1 to 10, 11 to 15 or 16 to 30) and, on Premium, user count; which selection the price shown belongs to is not stated." }, "taxAndReporting": { "value": "Reporting (financial statements, cash flow and general ledger) is listed on all plans. Advanced reporting by department and audit trails start on Premium. The payroll module creates W-2s and tax forms. The pricing page does not name sales tax or 1099 handling.", "status": "verified", "sourceUrl": "https://www.sage.com/en-us/products/sage-50/pricing/", "checkedAt": "2026-11-02", "note": "From the features table and the FAQ answer 'Does Sage offer payroll?'." }, "accountantAccess": { "value": "User limits: Pro 1 user, Premium 1 to 5 users, Quantum 1 to 40 users, with role-based user permissions on Quantum. The pages read do not name accountant seats or an accountant invitation.", "status": "verified", "sourceUrl": "https://www.sage.com/en-us/products/sage-50/pricing/", "checkedAt": "2026-11-02", "note": "Sage's product page lists real-time, multi-user collaboration without describing accountant access." }, "integrations": { "value": "Sage Marketplace is named for integrations. The pages read name a Microsoft 365 integration (Outlook contacts, 1TB OneDrive backup, Excel reports and receipt upload from a phone), Sage Invoice Payments with Stripe or PayPal, AutoEntry, Avalara and Sage AP Automation. They give no total count.", "status": "verified", "sourceUrl": "https://www.sage.com/en-us/products/sage-50/pricing/", "checkedAt": "2026-11-02", "note": "The Avalara and Sage AP Automation names are from https://www.sage.com/en-us/products/sage-50/." }, "dataExport": { "value": "From the File menu choose Select Import/Export, pick the program area and a template, then Export; Sage 50's help says exporting copies data into a format other programs can read. The product page also says you can export or email reports directly from the software.", "status": "verified", "sourceUrl": "https://help-sage50.na.sage.com/en-us/2026/Content/Importing_Exporting/Export_Data_from_Sage50.htm", "checkedAt": "2026-11-02", "note": "The help page is for the 2026 version and shows no date. The page was read as text; file formats were not read." }, "support": { "value": "Sage states that all Sage 50 plans include unlimited phone and online chat support, 24/7 access to resources and a community hub, and its FAQ says customers get a dedicated Sage Customer Success representative. Support hours are not stated.", "status": "provider-claim", "sourceUrl": "https://www.sage.com/en-us/products/sage-50/pricing/", "checkedAt": "2026-11-02", "note": "From the 'All Sage 50 pricing plans include' block and the FAQ answer 'What services are included in my subscription?'." } }, "canonicalUrl": "https://allthingscompared.com/small-business-accounting-software/#sage-50", "jsonUrl": "https://allthingscompared.com/small-business-accounting-software.json", "updatedAt": "2026-11-02" }, { "entityType": "comparison-item", "id": "wave", "name": "Wave", "availability": "active", "url": "https://www.waveapps.com/", "base": { "type": "online", "label": "Online" }, "bestFor": [ "free-or-cheap-start", "invoicing-and-getting-paid", "bank-feeds-and-expenses", "accountant-or-team" ], "summary": "Wave has a free Starter plan and a Pro plan at $19 per month billed monthly or $190 per year billed annually. Pro is priced per business.", "fit": "Solo owners and small teams that want unlimited invoices and bookkeeping records at no cost, with bank imports and receipt capture on the paid Pro plan.", "unclear": "Online payments need approval and carry per-transaction fees. The pages read do not name sales tax or 1099 handling, and the number of users on Pro is not stated. A past promotion remains in the page's markup but is not shown on the page.", "facts": { "freePlan": { "value": "Starter plan: $0. It lists unlimited estimates, invoices, bills and bookkeeping records, a mobile app and a dashboard for cash flow and customers. Online payments are an option at 2.9% + $0.60 per credit card transaction and 3.4% + $0.60 per Amex transaction. In the plan table, bank import, extra users and third-party integrations are listed only on Pro.", "status": "verified", "sourceUrl": "https://www.waveapps.com/pricing", "checkedAt": "2026-11-02", "note": "Read on 2026-11-02 in the browser pane. The page is undated (footer shows 2026). Wave's integrations page says Google Sheets is included free on all Wave plans, which the plan table does not show." }, "startingPrice": { "value": "Pro: $19 per month billed monthly, or $190 per year billed annually (USD, US site, per business). Starter is free. On Starter, the receipts add-on is $8 per month or $72 per year; Pro includes receipt capture.", "status": "verified", "sourceUrl": "https://www.waveapps.com/pricing", "checkedAt": "2026-11-02", "note": "Prices were read with the page's Monthly and Annual switch, which only changes the displayed prices. The page's markup still holds a '$9.50 for your first 3 months' offer whose terms say it ran from December 2, 2025 to January 6, 2026; it was not shown in the rendered page and is not used here." }, "pricingBasis": { "value": "The Pro fee is per business, not per owner (the FAQ's example of three businesses is $19 three times). Starter has no fee listed. Add-ons: receipts $8 per month or $72 per year on Starter, payroll from $40 per month, and a bookkeeper from $149 per month. Online payments on Pro are 2.9% + $0 for the first ten transactions in a monthly period, then 2.9% + $0.60 (Amex 3.4% + $0, then 3.4% + $0.60).", "status": "verified", "sourceUrl": "https://www.waveapps.com/pricing", "checkedAt": "2026-11-02", "note": "From the plan cards, the add-ons rows, footnote ** and the FAQ answer about per-owner and per-business pricing." }, "invoicingAndPayments": { "value": "Starter: unlimited estimates and invoices sent by link or PDF, invoicing in the mobile app, and an option to accept online payments by card or bank. On Starter, sending through Wave, accepting deposits through estimates and automated late-payment reminders are listed 'with online payments'; Pro lists them without that condition and adds removal of Wave branding, attachments and reusable message templates. Approval for online payments needs identity verification and a credit review.", "status": "verified", "sourceUrl": "https://www.waveapps.com/pricing", "checkedAt": "2026-11-02", "note": "From the compare table and the FAQ answer 'Do I automatically qualify for online payments if I sign up for Pro?'." }, "bankFeedsAndExpenses": { "value": "Starter lists unlimited bookkeeping records you enter by hand. Pro lists auto-import of bank transactions through Plaid (not every institution is supported), auto-merge and categorizing of transactions, and unlimited receipt capture with expense tracking. Starter can add receipt capture as a paid add-on.", "status": "verified", "sourceUrl": "https://www.waveapps.com/pricing", "checkedAt": "2026-11-02", "note": "From the plan cards and footnote ***." }, "payroll": { "value": "Sold by the vendor as an add-on: a base fee of $40 per month plus $6 per active employee and $6 per independent contractor paid (USD). The payroll page says you can use Wave Payroll for up to 30 days, commitment-free, after processing your first payroll.", "status": "verified", "sourceUrl": "https://www.waveapps.com/payroll", "checkedAt": "2026-11-02", "note": "The pricing page lists payroll 'from $40/month'. The payroll page also shows a Canadian price of $25 CAD, which is not used here." }, "taxAndReporting": { "value": "Starter and Pro list unlimited bookkeeping records and a dashboard with key reports such as profit and loss statements. Access for a Block Advisors tax pro is listed as free. The pricing page does not name sales tax or 1099 handling.", "status": "verified", "sourceUrl": "https://www.waveapps.com/pricing", "checkedAt": "2026-11-02", "note": "From the 'Wait, there's more' rows and the add-users tooltip." }, "accountantAccess": { "value": "Starter lets you give access to a payroll manager or a Block Advisors tax pro for free. Pro lets you add users as admin, editor or viewer, and Wave names partners, collaborators and accountants as examples. The number of users is not stated.", "status": "verified", "sourceUrl": "https://www.waveapps.com/pricing", "checkedAt": "2026-11-02", "note": "From the tooltip on 'Add users to your account'." }, "integrations": { "value": "Wave states that Pro has full access to 13+ app integrations, including Etsy, Amazon, MinuteDock and GoHighLevel. Google Sheets is listed as included free on all Wave plans, and Wave lists a public API.", "status": "provider-claim", "sourceUrl": "https://www.waveapps.com/integrations", "checkedAt": "2026-11-02", "note": "Etsy and Amazon are marked US only on the integrations page." }, "dataExport": { "value": "Click your business name, choose Business settings, then Data Export, and pick Accounting, Receipts or Payroll. Accounting gives four XLS or CSV files (journal entries and transactions, bill items, customers and vendors), Receipts a zip of receipt images, and Payroll is for Canadian businesses only. The emailed link works for 24 hours, and Viewer and Editor roles cannot export.", "status": "verified", "sourceUrl": "https://support.waveapps.com/hc/en-us/articles/4411360860692-Download-your-account-data", "checkedAt": "2026-11-02", "note": "The article shows 'Updated: October 29, 2026'. To export a date range, Wave suggests an Account Transactions report." }, "support": { "value": "Wave states that its support team is available by live chat or email Monday to Friday from 9 AM to 4:45 PM Eastern. The pricing page lists live-person chat and email support on Pro and, on Starter, only with an optional add-on.", "status": "provider-claim", "sourceUrl": "https://www.waveapps.com/pricing", "checkedAt": "2026-11-02", "note": "From the 'Access live-person chat and email support' row." } }, "canonicalUrl": "https://allthingscompared.com/small-business-accounting-software/#wave", "jsonUrl": "https://allthingscompared.com/small-business-accounting-software.json", "updatedAt": "2026-11-02" }, { "entityType": "comparison-item", "id": "xero", "name": "Xero", "availability": "active", "url": "https://www.xero.com/us/", "base": { "type": "online", "label": "Online" }, "bestFor": [ "accountant-or-team" ], "summary": "Xero sells Early, Growing and Established plans at $27, $59 and $97 per month, billed monthly, with no per-user license fees. New US customers see 90% off the first six months (the page says the offer ends November 2, 2026) or one month free.", "fit": "Small teams that want to add users without per-user fees and share the books with an accountant or bookkeeper.", "unclear": "Early caps invoices at 20 and bills at 5. The pricing page lists bank reconciliation by plan but does not name bank feeds, and its FAQ says some direct bank feeds are chargeable. The 90% offer is listed as ending on the day this page was read. Xero has no support phone number.", "facts": { "freePlan": { "value": "No free plan is listed. The pricing page has a 'Get one month free' view that shows $0 for the first month, then $27 per month on Early, $59 on Growing and $97 on Established.", "status": "verified", "sourceUrl": "https://www.xero.com/us/pricing-plans/", "checkedAt": "2026-11-02", "note": "Read on 2026-11-02 in the browser pane and as raw HTML. The page is undated. The one-month-free view was selected with the page's tab control, which only changes the displayed prices." }, "startingPrice": { "value": "Early: $27 per month billed monthly (USD, US site; taxes extra). Introductory offers shown: 90% off the first 6 months ($2.70 per month), for new customers buying their first organization on xero.com, and the page says it ends at 11:59pm UTC on November 2, 2026; or one month free, then $27. Growing is $59 and Established $97 per month at the regular price. Subscriptions auto-renew monthly until cancelled.", "status": "verified", "sourceUrl": "https://www.xero.com/us/pricing-plans/", "checkedAt": "2026-11-02", "note": "From the plan cards and the offer terms at the foot of the page. Xero says it may change pricing at any time, and the 90% discount does not apply to add-ons, usage or payment fees." }, "pricingBasis": { "value": "Priced per plan with no per-user license fees. Early lists 'quotes and 20 invoices' and 5 bills, and the invoice limit applies to both approving and sending invoices; Growing and Established list no such caps. You can move to a cheaper plan one month after upgrading. Optional add-ons include Xero Payroll ($36 per month plus $6 per employee or contractor) and, on Early, auto-reconcile at $5 per month.", "status": "verified", "sourceUrl": "https://www.xero.com/us/pricing-plans/", "checkedAt": "2026-11-02", "note": "From the plan cards, the compare table and the footnotes. Usage charges for Payroll, Projects, Expenses and chargeable direct bank feeds are invoiced separately, per the FAQ." }, "invoicingAndPayments": { "value": "All plans list online invoice payments (payment fees apply) and quotes. Early sends 20 invoices; Growing and Established list sending invoices and quotes with no cap shown. The invoicing page says customers can pay by card, ACH debit, Apple Pay or Google Pay with Stripe and GoCardless handling the payment, and lists tap to pay on Android and iPhone. Online bill payments with free standard ACH are listed on every plan.", "status": "verified", "sourceUrl": "https://www.xero.com/us/pricing-plans/", "checkedAt": "2026-11-02", "note": "The payment methods and processors are from https://www.xero.com/us/accounting-software/send-invoices/. The fee rates were not on the pages read." }, "bankFeedsAndExpenses": { "value": "All plans list reconcile bank transactions, Smart Document Capture and bills; Established adds employee expense and mileage claims. Xero's features page says you can connect your bank so transactions flow in daily, and the pricing FAQ says a chargeable direct bank feed is invoiced separately. The pricing page does not name bank feeds as a plan feature.", "status": "verified", "sourceUrl": "https://www.xero.com/us/pricing-plans/", "checkedAt": "2026-11-02", "note": "The daily bank-feed wording is from https://www.xero.com/us/accounting-software/." }, "payroll": { "value": "Sold by the vendor. Xero Payroll, powered by Gusto, costs $36 per month plus $6 per employee or contractor, with a '3 months for free' offer shown. It is not available to Xero's US mobile subscribers.", "status": "verified", "sourceUrl": "https://www.xero.com/us/accounting-software/payroll/", "checkedAt": "2026-11-02", "note": "The payroll price also appears as an optional add-on on https://www.xero.com/us/pricing-plans/." }, "taxAndReporting": { "value": "All plans list W-9 and 1099 management, sales tax, real-time reports and a cash flow forecast of 30 days on Early, 60 on Growing and 180 on Established. Growing adds customizable performance dashboards and financial health scorecards; Established adds KPI and ratio analysis and industry benchmarking.", "status": "verified", "sourceUrl": "https://www.xero.com/us/pricing-plans/", "checkedAt": "2026-11-02", "note": "From the plan cards and the compare table." }, "accountantAccess": { "value": "The pricing page says there are no per-user license fees and does not state a user limit. Xero's features page says you can invite your accountant or bookkeeper to work in Xero alongside you. Accountant seat counts are not stated.", "status": "verified", "sourceUrl": "https://www.xero.com/us/pricing-plans/", "checkedAt": "2026-11-02", "note": "The invitation wording is from https://www.xero.com/us/accounting-software/." }, "integrations": { "value": "Xero states that it integrates with 1000+ apps, and its features page says it links to hundreds of apps in the Xero App Store.", "status": "provider-claim", "sourceUrl": "https://www.xero.com/us/pricing-plans/", "checkedAt": "2026-11-02", "note": "The two pages give different wording and neither lists the apps by plan." }, "dataExport": { "value": "Reports can be exported as PDF, Microsoft Excel or Google Sheets. Invoices, bills, credit notes, prepayments and overpayments can be exported as CSV files, up to 500 transactions at a time, so larger sets are exported in batches. The articles read do not describe a single export-all-data button.", "status": "verified", "sourceUrl": "https://central.xero.com/0/article/Export-invoices-and-bills", "checkedAt": "2026-11-02", "note": "The report export article is https://central.xero.com/0/article/Export-or-print-a-report. Both Xero Central articles are undated and were read in the browser pane." }, "support": { "value": "Xero states that it offers free, unlimited online support 24 hours a day, 7 days a week. It publishes no support phone number but will call you on request, and it offers free onboarding help from a product specialist for your first 90 days.", "status": "provider-claim", "sourceUrl": "https://www.xero.com/us/support/contact-support/", "checkedAt": "2026-11-02", "note": "The onboarding wording is from https://www.xero.com/us/pricing-plans/. The support page is undated." } }, "canonicalUrl": "https://allthingscompared.com/small-business-accounting-software/#xero", "jsonUrl": "https://allthingscompared.com/small-business-accounting-software.json", "updatedAt": "2026-11-02" }, { "entityType": "comparison-item", "id": "zipbooks", "name": "ZipBooks", "availability": "active", "url": "https://zipbooks.com/", "base": { "type": "online", "label": "Online" }, "bestFor": [ "free-or-cheap-start", "invoicing-and-getting-paid", "bank-feeds-and-expenses", "accountant-or-team" ], "summary": "ZipBooks has a free Starter plan, a Smarter plan at $15 per month and a Sophisticated plan at $35 per month, plus an Accountant plan for firms that has no price on the page.", "fit": "Freelancers and small businesses that want free unlimited invoicing, with team members added on the paid plans.", "unclear": "The pricing page does not say whether $15 and $35 are billed monthly or annually, how long the free trial lasts or what the Accountant plan costs. Starter connects only one bank account and lists no team members.", "facts": { "freePlan": { "value": "Starter is free: unlimited invoices, unlimited vendors and customers, payments by Square or PayPal, basic reports and 1 connected bank account, plus receipts and 1099 recording. Smarter and Sophisticated show 'Start free trial' buttons; the trial length is not stated.", "status": "verified", "sourceUrl": "https://zipbooks.com/pricing", "checkedAt": "2026-11-02", "note": "Read on 2026-11-02 in the browser pane. The page's footer shows a 2026 copyright. The plan table's check marks were read from the page's markup." }, "startingPrice": { "value": "Smarter: $15 per month (USD). Sophisticated: $35 per month. The page does not say whether these are billed monthly or annually, and shows no promotion. Starter is free.", "status": "verified", "sourceUrl": "https://zipbooks.com/pricing", "checkedAt": "2026-11-02", "note": "The cards show '/mo' with no billing note and the page has no billing switch." }, "pricingBasis": { "value": "Priced per plan, not per user. Starter lists unlimited invoices, vendors and customers. Smarter adds 5 team members and Sophisticated invites unlimited users. The Accountant plan is for businesses offering accounting and bookkeeping services and shows no price.", "status": "verified", "sourceUrl": "https://zipbooks.com/pricing", "checkedAt": "2026-11-02", "note": "From the plan cards." }, "invoicingAndPayments": { "value": "All plans: custom invoices, quotes and estimates, PDF invoices, multi-currency invoices and payment by Square or PayPal. Smarter and Sophisticated add custom invoice emails and receipts, recurring invoices with auto-billing, saved items and automated payment reminders.", "status": "verified", "sourceUrl": "https://zipbooks.com/pricing", "checkedAt": "2026-11-02", "note": "From the plan table. Payment processing fees were not on the pages read." }, "bankFeedsAndExpenses": { "value": "Starter connects 1 bank account; Smarter and Sophisticated connect multiple accounts. ZipBooks says it pulls your transactions and balance daily. All plans list adding expenses, storing and tracking receipts and a chart of accounts; automated categorization using machine learning starts on Smarter.", "status": "verified", "sourceUrl": "https://zipbooks.com/pricing", "checkedAt": "2026-11-02", "note": "The daily pull wording is from https://zipbooks.com/." }, "payroll": { "value": "Payroll is not listed as a ZipBooks product. The plan table lists an integration with Gusto on all plans.", "status": "verified", "sourceUrl": "https://zipbooks.com/pricing", "checkedAt": "2026-11-02", "note": "The pages read give no payroll price or coverage." }, "taxAndReporting": { "value": "All plans: record 1099 payments and expenses, add taxes and discounts to invoices, Income Statement and Balance Sheet reports and a switch between cash and accrual reporting. Smarter adds automated 1099 tracking for selected vendors, customer or vendor statements and export of reports to PDF and CSV. Sophisticated adds reports based on tags.", "status": "verified", "sourceUrl": "https://zipbooks.com/pricing", "checkedAt": "2026-11-02", "note": "From the plan table. The page names 'VAT, taxes, and invoice discounts' on invoices and does not name US sales tax filing." }, "accountantAccess": { "value": "ZipBooks says you can collaborate with employees, contractors, accountants or other team members and set their permissions. Smarter adds 5 team members and manages team permissions; Sophisticated invites unlimited users. Accountant seat counts are not stated.", "status": "verified", "sourceUrl": "https://zipbooks.com/", "checkedAt": "2026-11-02", "note": "The team numbers are from https://zipbooks.com/pricing." }, "integrations": { "value": "Square, PayPal and Gusto are named on the plan table. The pages read give no integrations count.", "status": "verified", "sourceUrl": "https://zipbooks.com/pricing", "checkedAt": "2026-11-02", "note": "From the plan table." }, "dataExport": { "value": "Open Reports, choose General Journal under Accounting and Tax, filter, and click Export to download a CSV. A quick export from the Transactions page is only available on the Sophisticated plan. The plan table lists export of reports to PDF and CSV from Smarter.", "status": "verified", "sourceUrl": "https://help.zipbooks.com/en/articles/2943583-how-do-i-export-transactions", "checkedAt": "2026-11-02", "note": "The article shows 'July 16, 2026'." }, "support": { "value": "All plans list chat with support, which ZipBooks describes as award-winning. Support hours and other channels are not stated.", "status": "provider-claim", "sourceUrl": "https://zipbooks.com/pricing", "checkedAt": "2026-11-02", "note": "From the last rows of the plan table." } }, "canonicalUrl": "https://allthingscompared.com/small-business-accounting-software/#zipbooks", "jsonUrl": "https://allthingscompared.com/small-business-accounting-software.json", "updatedAt": "2026-11-02" }, { "entityType": "comparison-item", "id": "zoho-books", "name": "Zoho Books", "availability": "active", "url": "https://www.zoho.com/us/books/", "base": { "type": "online", "label": "Online" }, "bestFor": [ "free-or-cheap-start", "bank-feeds-and-expenses", "accountant-or-team" ], "summary": "Zoho Books has a free plan for businesses under $50,000 in yearly revenue and paid plans priced per organization. Standard is $20 per month billed monthly or $15 per month billed annually.", "fit": "Small businesses that want a free start with an accountant seat, and paid plans that add users, bank feeds and 1099 e-filing.", "unclear": "Zoho's integrations page returned a 403 access block, so no integrations count is stated. The pricing page does not say whether paid plans add an accountant seat, and Zoho Payroll is a separate product from Zoho Books.", "facts": { "freePlan": { "value": "Free plan: $0, for solopreneurs and micro businesses, and the FAQ says it stays free while yearly revenue does not exceed $50K. Limits: 1 user plus 1 accountant, up to 1,000 invoices and 1,000 expenses a year, 50 receipt autoscans a month and 5 scheduled reports. It lists invoices, quotes, expenses, journals, online payments, mileage tracking, bank reconciliation, W-9 management, 1099 tracking and filing, and email support. Paid plans have a 14-day free trial.", "status": "verified", "sourceUrl": "https://www.zoho.com/us/books/pricing/", "checkedAt": "2026-11-02", "note": "Read on 2026-11-02 as raw HTML and in the browser pane. The page is undated." }, "startingPrice": { "value": "Standard: $20 per organization per month billed monthly, or $15 per organization per month billed annually (USD, US site; taxes extra). Professional is $50 monthly and $40 annually, Premium $70 and $60, Elite $150 and $120, and Ultimate $275 and $240. No promotion was shown. The Free plan is $0.", "status": "verified", "sourceUrl": "https://www.zoho.com/us/books/pricing/", "checkedAt": "2026-11-02", "note": "Prices were read with the page's Monthly and Yearly toggle, which only changes the displayed prices." }, "pricingBasis": { "value": "Priced per organization per month, with user and volume caps: users are 1 plus 1 accountant on Free, 3 on Standard, 5 on Professional, 10 on Premium and Elite and 15 on Ultimate. Invoices a year are capped at 1,000 (Free), 5,000 (Standard), 10,000 (Professional), 25,000 (Premium) and 100,000 (Elite and Ultimate), with matching bill and expense caps. Extra users are $3 per user per month, or $2.50 billed annually.", "status": "verified", "sourceUrl": "https://www.zoho.com/us/books/pricing/", "checkedAt": "2026-11-02", "note": "From the plan cards and the FAQ answers about invoice, bill and user limits." }, "invoicingAndPayments": { "value": "Free lists invoices, quotes, sales receipts, recurring invoices, payment reminders, a customer portal, retention payments and online payment acceptance. Standard adds progress invoicing. Zoho Payments offers new users 1% back in Zoho Credits on card transactions, with terms.", "status": "verified", "sourceUrl": "https://www.zoho.com/us/books/pricing/", "checkedAt": "2026-11-02", "note": "Payment processing fees were not on the pages read." }, "bankFeedsAndExpenses": { "value": "Free lists bank reconciliation, expenses, mileage tracking and receipt and document autoscans (50 scans a month). Standard adds connecting bank feeds and recurring expenses; autoscans rise to 200 a month on Standard and Professional.", "status": "verified", "sourceUrl": "https://www.zoho.com/us/books/pricing/", "checkedAt": "2026-11-02", "note": "The autoscan limits are from the FAQ answer 'How many receipt autoscans do I get?'." }, "payroll": { "value": "Not sold inside Zoho Books. Zoho sells a separate product, Zoho Payroll (US), at $39 per organization per month billed monthly or $29 billed annually, plus $6 or $5 per employee per month.", "status": "verified", "sourceUrl": "https://www.zoho.com/us/payroll/pricing/", "checkedAt": "2026-11-02", "note": "The Zoho Books pricing page does not list payroll. The Zoho Payroll page is undated." }, "taxAndReporting": { "value": "Free lists W-9 management, tracking 1099 contractors, preparing and filing 1099s, and a profit and loss report, balance sheet and 50+ reports. Standard adds sales tax and use tax tracking, e-filing of 1099-MISC and 1099-NEC, and custom reports.", "status": "verified", "sourceUrl": "https://www.zoho.com/us/books/pricing/", "checkedAt": "2026-11-02", "note": "From the plan cards." }, "accountantAccess": { "value": "Free: 1 user plus 1 accountant. Paid plans list 3 users (Standard), 5 (Professional), 10 (Premium and Elite) and 15 (Ultimate). The pricing page does not say whether paid plans add a separate accountant seat.", "status": "verified", "sourceUrl": "https://www.zoho.com/us/books/pricing/", "checkedAt": "2026-11-02", "note": "From the plan cards and the FAQ answer 'How can I add additional users to my organisation?'." }, "integrations": { "value": "The pricing page names API access from Standard, Shopify store integration (up to 2 stores) on Elite, and Zoho Payments. It gives no count of apps or marketplace extensions, and Zoho's Books integrations page returned a 403 access block when opened.", "status": "verified", "sourceUrl": "https://www.zoho.com/us/books/pricing/", "checkedAt": "2026-11-02", "note": "No workaround was tried for the 403." }, "dataExport": { "value": "In a module's list page, click More and choose Export to get CSV, XLS or XLSX files, with optional template fields and a password; only the first 25,000 rows export this way. An admin can instead run Data Backup under Developer Space to get a CSV or XLS file of all records, which arrives by email within about 30 minutes and expires after 30 days.", "status": "verified", "sourceUrl": "https://www.zoho.com/us/books/help/import-export/export.html", "checkedAt": "2026-11-02", "note": "The backup steps are from https://www.zoho.com/us/books/help/settings/backup.html. Both help pages are undated." }, "support": { "value": "Zoho states that basic support is available on all plans, with email support on the Free plan, and that it is available Monday to Friday, 9 am to 9 pm ET. Paid plans list email, voice and chat support.", "status": "provider-claim", "sourceUrl": "https://www.zoho.com/us/books/pricing/", "checkedAt": "2026-11-02", "note": "From the plan cards and the FAQ answer 'I use the free plan. Can I get product support?'." } }, "canonicalUrl": "https://allthingscompared.com/small-business-accounting-software/#zoho-books", "jsonUrl": "https://allthingscompared.com/small-business-accounting-software.json", "updatedAt": "2026-11-02" } ], "retired": [] }